The specialist Pet Insurer
Petsecure is one of Australia’s most experienced pet insurance providers, and we specialise in arranging quality pet insurance for cats and kittens, dogs and puppies. Over the past 15 years thousands of pet owners have chosen Petsecure to help take care of their pet insurance needs.
Generous benefit payment options – with NO excess payments to worry about
Petsecure can pay up to 85% of your eligible vet bills, with no additional excess payments – so you can relax, knowing your pet can get the veterinary care your pet may need and you don’t have to worry about the expense.
Tailor the cover to suit your personal needs and budget
You have a choice of:
- Accident & Illness Cover with the option to add on Wellness Care to help with routine care of your pet.
- Either 75% or 85% benefit payment option. This is the percentage of your eligible vet bills that are paid by Petsecure.
- To keep it simple, there is no excess payable with Petsecure.
- Either fortnightly, monthly or annual payments for your annual policy. Collection charge applies to fortnightly and monthly collections.
Straightforward cover – with no limit on individual claims
Petsecure aims to keep your pet insurance as straightforward as possible. So, with our pet insurance there are no limits on individual claims, and Petsecure will continue paying until you reach your annual benefit limit – even for chronic conditions, such as cancer, diabetes or arthritis.
Optional Wellness Care
You have the option to add Wellness Care to your Accidental Injury and Illness cover. Wellness Care pays toward the cost of keeping your pet healthy. It pays up to $145 per year for treatments such as council registration fees, prescription diets, alternative therapies, vaccinations, desexing, micro-chipping, teeth cleaning, heartworm, flea, tick and worm control.
Immediate cover
Join now and your pet can be covered for Accidental Injury immediately and Ilness will be covered 30 days after this date. A 6 month waiting period applies for cruciate ligament conditions, but you can apply to waive this waiting period.
Petsecure offers “little extras”
If you (the insured and sole carer of the pet) are hospitalised for one or more consecutive days, or if you require emergency accommodation due to family violence we will pay up to up to a maximum of $500 per year to help cover costs. T&Cs apply – please see your Product Disclosure Statement for more details.
If your pet happens to require treatment as a result of a paralysis tick, Accident & Illness Cover includes a $500 benefit towards the veterinary treatment costs.
Lifetime discounts
If you have an assistance dog, are a senior or pension card holder, or you have a rescue pet, you are eligible to receive a 10% lifetime discount. If you insure more than one pet you are entitled to receive a 10% lifetime discount off the premium for the second and subsequent pets. A maximum 10% discount applies.
Temporary pre-existing conditions can be covered
Generally, pre-existing conditions are not covered. However we classify conditions as either chronic, related or temporary. If your pet has a temporary pre-existing condition that had no noticeable signs, symptoms or an abnormality for 18 months the condition/s may be covered. This further protection is great news for Petsecure customers!
Stress free claims
When you need to claim we will ensure the claim is paid as quickly as possible, and most of our claims are paid within 48 hours of receipt of all claim documents. It is important, however, to ensure the claims manager has all the documentation as soon as possible so that there are no unnecessary delays. Claims can be easily lodged online via the portal.
21 day money back guarantee
When you take out your pet insurance, you will have 21 days to look over the policy to make sure it’s what you are looking for. If you are not satisfied, for any reason, you can cancel the policy with a full refund, as long as a claim has not been made.
No lock-in contract
We understand circumstances can change, so if you wish to cancel we will issue a pro rata refund for the uninsured period where premiums are paid annually, less any applicable government or statutory charges. If you pay by instalments, we will not deduct any further premiums after the cancellation date.
Our values
At Petsecure we are simply pet crazy people! For us, this is not just a business, it is a commitment to our belief that all pets deserve the very best care, and everything we do is driven from our care and love of Aussie cats and dogs.
We are also passionate about education that promotes and supports responsible pet ownership. For us, responsible pet ownership is about being aware of what it takes to take care of your pet at all times, which includes providing the necessary vet attention if the unexpected happens. We believe that pet insurance plays a part in this by giving a measure of financial security, should you be faced with unexpectedly high vet bills.
Our commitment
Our commitment is to provide a policy for customers that is comprehensive, with meaningful benefits, at the best possible price. We pay claims as quickly as possible, generally within 48 hours – and we aim to continuously improve our services and support for our valued customers and their pets.
Backed by the experts
The insurer behind Petsecure is The Hollard Insurance Company Pty Ltd, ABN 78 090 584 473, AFSL 241436 (Hollard). Hollard is a leading pet insurer in Australia and currently insures many thousands of pets in Australia. Hollard have appointed PetSure (Australia) Pty Ltd, ABN 95 075 949 923, AFSL 420183 to provide administrative services for Petsecure policies.